With an informal agreement, we’ll contact your creditors and work out a debt repayment amount that suits the both of you.
Interest, fees and charges can be frozen for a set period of time, making it a great way to take control of your finances before it’s too late.
With more serious debt agreements or bankruptcy, you’ll have trouble getting credit for 5 years or more because your credit file will be damaged. Whilst it’s ‘informal’, it’s still drawn up by solicitors. This makes sure your creditors can’t go back on it once it’s signed.
“I don’t think I could have organised my finances without you guys. Thank you for your genuine concern and professional service”R.W.
“Thank you for your call and for your assistance with my credit card debts. I have been very stressed and depressed about my financial situation and I feel so much better, after speaking to you yesterday afternoon. I wish that I had contacted your company earlier, when I started struggling to pay my bills.”Monika S.
“One payment to go! Please know that you have helped us out greatly. Without all your help and support we not be where we are today”L.J.L. QLD, Australia
Without your support I would not have been able to continue meeting my living expenses and repayment obligations. Your support and counselling have been invaluable to me and have help me understand how better to handle my finances. The help and support you provide is a wonderful asset to people in my position.
“Just wanting to thank you for outstanding service. Your help in our time of need is now allowing us to dig ourselves out of a deep depressing hole.”K.H & S.W