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Are You Eligible for a Scholarship to Help Pay for Your Schooling?


The cost of studying in Australia can be very expensive, especially for students attending college or university. We understand it can be hard for student’s to make their way, and we do everything we can to ensure that young Australians aren’t caught out with high levels of debt – in fact, we’ve got this guide to help you survive on a budget. But if budgeting just isn’t enough, it’s important to look at alternative finance options to ensure your student life is focused on your degree, not your finances.

A student scholarship could be the answer.

There are plenty of scholarships available to both Australian and international students studying a tertiary education course in Australia, which are offered by colleges, universities, governments, and other organisations.

Although there are many scholarships to choose from, a scholarship will only be given to you if you meet the eligibility criteria. So it’s important to check if you qualify for a scholarship before you apply for it, and this is where we can help you.

Here, you’ll find out where to look for scholarships, how to determine your eligibility for a scholarship and how to apply for one. If you find that you’re not eligible for any of the scholarships, don’t worry! We’ll show you other ways you can pay for your schooling to help you kick-start your career.

The best sites to look for scholarships

You can find the different types of scholarships available to students studying in Australia at the following websites:

How to determine if you’re eligible for a scholarship

To determine which scholarships you qualify for, it’s important to do your research properly on the scholarship provider’s website. When searching for scholarships, choose the relevant information under the following headings in the search tool:

  • Organisation name (the name of your college, university or workplace)
  • Field of education/subject area (the name of your course or degree)
  • Course type (undergraduate or postgraduate)
  • Course/scholarship location (NSW, QLD, VIC, etc.).

Once you’ve found an appropriate scholarship, you’ll see on the scholarship’s page that the decision to grant you the scholarship will be based on some or all of the following criteria:

  • Nationality and country of residence
  • Age and gender
  • Motivation
  • Social background
  • Financial need
  • Relevant work or professional experience
  • Former scholarship applications and previously awarded scholarships
  • History of competitive awards and prizes
  • Excellent academic record
  • Recognised contribution to the related industry
  • Subject being studied
  • Attendance at a specific college or university
  • Publications and/or conference or poster presentations
  • An appropriate research proposal
  • Excellent references.

How to apply for a scholarship

If you’re eligible for a scholarship, the next step is to apply for it. Here are some tips to help you prepare your scholarship application:

  • If you qualify for multiple scholarships, keep information for each one in separate sleeves or folders so you know where they are and you can find certain info easily
  • Include all the information that’s requested of you in your application, such as your academic record, proof of financial circumstances, and a letter confirming your study plans
  • Also provide the correct information to avoid unnecessary delays. This includes giving your full name and address, as well as phone and mobile numbers that actually work
  • Have a family member or friend proofread your application to ensure that there are no spelling or grammar mistakes
  • Provide the right number of references/referees and tell them that you’re applying for a scholarship so they know what to say about you if they’re contacted
  • Submit your application to the scholarship provider before the deadline. This means getting your application ready and printed ahead of time and contacting your referees early

Other ways to pay for school

If you’re not eligible for a scholarship or your application was rejected, here are other ways you can pay for your schooling:

  • Get a part-time job as an assistant at a retail store, cafe, etc.
  • Enter competitions such as essay contests, sweepstakes and promotions, and more
  • Contact your college/university admissions office and ask for lower tuition fees or rates
  • If you have a job related to the course you’re taking, ask your employer to help pay your tuition fees
  • Prepay your tuition fees – if you can lock in the current rate and the cost increases, you won’t have to pay more
  • Apply for a student loan like the HECS-HELP loan or for Youth Allowance, but first check if you’re eligible

Credit Counsellors Australia Finance Scholarship

If you’re enrolled in a finance or business tertiary education course, you can also consider applying for the Credit Counsellors Australia Finance Scholarship. This scholarship is designed to help you further develop the skills and knowledge needed to start your finance/business career.

Click here to find out more.

It’s worth being diligent

Obtaining a scholarship is an invaluable asset when it comes to saving money for your education, and easing the burden when it comes to finances and your lifestyle. In some instances, it can also look incredibly positive on your CV, especially if your scholarship is obtained through academic excellence. So it’s worth doing a big, thorough search across your institute and beyond. And of course, if we can be of any assistance, speak to us – we’d love to have a chat.

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