Living with unmanageable debts can make life difficult, especially when you’ve got a constant feeling of dread and you’re terrified every time the phone rings. Unless you suddenly get a huge pay rise or come across a windfall of cash, not a lot is likely to change for many years to come. So if that’s your reality right now, then it’s time to talk with us.
Just like our name says, we’re credit counsellors – which means we can talk with you about your situation, recommend a course of action and help you to put it into place. We’ll find out what you can afford to repay and help you structure your payments to your creditors within your budget so that you can start living again.
In no time at all, you’ll be smiling and stress – free again. But only if you take action with us today.
The first step to getting out of debt is to chat with us. A FREE debt assessment with one of our experienced and friendly counsellors can take a load off your shoulders right from the start.
THEN GET:
Expert Advice
Our team of counsellors will help establish exactly how much debt you've got, who's it with, what sort of debt it is and your total monthly payments. They'll also look at things like your assets, income and living expenses so that we can see the complete picture.
Budgeting Advice
Sometimes a good budget is all you need. Having an expert financial consultant look at your situation can often reveal great ways of saving on expenses, so you can pay off your debts even faster.
Creditor Negotiations
The credit departments in some banks can be very daunting to deal with, especially when you're hoping they'll give you some leniency to get back on your feet. So we'll talk with them on your behalf to work out a solution that's achievable, meaning your repayments will be smaller and more manageable.
Stop Phone Calls
One of the biggest things we're asked to do is to 'make the phone calls go away'... We've got expert consultants on our team who'll make arrangements on your behalf with creditors, stopping them from contacting you so you can get back on track without the stress
Reduce Your Interest
We're expert negotiators and know what the banks can do for people in your situation - so we'll contact them and either get a freeze placed on your interest so you're actually paying down your loans faster or reduce your interest rate to something more manageable.
Stop Legal Action
Lenders often resort to legal letters pretty quickly these days, so let us step in for you and make their legal action stop. If you're facing this right now, then get in touch with us immediately.
Here's what some of our 10,000+ happy customers have to say
“I don’t think I could have organised my finances without you guys. Thank you for your genuine concern and professional service”
R.W.
“Thank you for your call and for your assistance with my credit card debts. I have been very stressed and depressed about my financial situation and I feel so much better, after speaking to you yesterday afternoon. I wish that I had contacted your company earlier, when I started struggling to pay my bills.”
Monika S.
“One payment to go! Please know that you have helped us out greatly. Without all your help and support we not be where we are today”
L.J.L. QLD, Australia
Without your support I would not have been able to continue meeting my living expenses and repayment obligations. Your support and counselling have been invaluable to me and have help me understand how better to handle my finances. The help and support you provide is a wonderful asset to people in my position.
J.H
“Just wanting to thank you for outstanding service. Your help in our time of need is now allowing us to dig ourselves out of a deep depressing hole.”
1300 003 328 
1300 003 328
R.W.
