Relief From Debt: What are my options?

There are several debt mitigation and minimisation strategies that will help you feel debt relief after just one conversation. The sooner you ask for help the sooner you will feel the weight of your financial burden lifted. There is a magnitude of services available Australia wide that offer free financial aid. Below, you will find resources to help reduce your debt, and put you on the path to a better financial future.


If you want a free debt assessment;

  • Credit Counsellors Australia 1300 003 328.

If you are interested in no interest loans;

  • No Interest Loans Scheme (NILS) 13 64 57.

If you would like to create a budget plan;


The following are a list of Legal Aid centres that offer free legal advice.

Legal Aid ACT 1300 654 314

Legal Aid New South Wales 1300 888 529 or 02 9219 5000

Northern Territory
Northern Territory Legal Aid Commission 1800 019 343

Legal Aid Queensland 1300 651 188

South Australia
Legal Services Commission of South Australia 1300 366 424

Legal Aid Commission of Tasmania 1300 366 611

Victoria Legal Aid 1800 677 402 or 03 9269 0120

Western Australia 
Legal Aid Western Australia 1300 650 579

National Debt Helpline 1800 007 007