Informal Debt Agreement


Stop the creditors from chasing you

With an informal agreement, we’ll contact your creditors and work out a debt repayment amount that suits the both of you.

Interest, fees and charges can be frozen for a set period of time, making it a great way to take control of your finances before it’s too late.

With more serious debt agreements or bankruptcy, you’ll have trouble getting credit for 5 years or more because your credit file will be damaged.

Whilst it’s ‘informal’, it’s still drawn up by solicitors. This makes sure your creditors can’t go back on it once it’s signed.


3 simple steps to financial freedom

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    Step 1: Secure your free debt assessment

    Our debt advice experts take the time to understand your situation and deliver you practical solutions to your problems.

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    Step 2: Let Credit Counsellors do the hard work

    We negotiate with your creditors to reduce your debt and take care of all of the paperwork. We’ll also stop the phone calls,  legal action & protect your assets.

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    Step 3: Say hello to a debt free future!

    Our debt solutions will leave you with one affordable payment that takes care of all of your unsecured debts.

Here to help every step of the way.

We'll assess your circumstances and formulate a solution that gets you back on track. Contacting Credit Counsellors Australia is the start of your journey toward a better financial future.