Insolvency Agreement


We’ll help you save your business

Sometimes people incur large amounts of personal debt due to cash-flow issues or bad debtors in their business. And sometimes it’s just due to poor use of credit when times are good.

But when you can’t afford to keep up with your personal debts, you’re putting your business at risk as well. If you owe more than $120,000 and need help, then get in touch with us before it’s too late.

Whilst a ‘PIA’ is still an act of Bankruptcy, it doesn’t carry the same restrictions on your lifestyle as a bankruptcy does. It’s only on your file for 5 years, and has no restrictions on earnings or travel.

It’s simply a formal agreement between you and your creditors to pay out your debts.


3 simple steps to financial freedom

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    Step 1: Secure your free debt assessment

    Our debt advice experts take the time to understand your situation and deliver you practical solutions to your problems.

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    Step 2: Let Credit Counsellors do the hard work

    We negotiate with your creditors to reduce your debt and take care of all of the paperwork. We’ll also stop the phone calls,  legal action & protect your assets.

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    Step 3: Say hello to a debt free future!

    Our debt solutions will leave you with one affordable payment that takes care of all of your unsecured debts.

Here to help every step of the way.

We'll assess your circumstances and formulate a solution that gets you back on track. Contacting Credit Counsellors Australia is the start of your journey toward a better financial future.